Next Move Money automatically categorizes your transactions to help you understand your spending. Here's how it works.
Automatic Categorization
When you upload transactions, our system analyzes each one and assigns it to a category based on:
- Merchant name - We recognize thousands of common merchants
- Transaction description - Keywords help identify the type of purchase
- Amount patterns - Similar amounts to known categories
- Historical data - How you've categorized similar transactions before
Our Categories
Essentials
- Housing (rent, mortgage)
- Utilities (electric, gas, water)
- Insurance (auto, health, home)
- Transportation (gas, transit)
Lifestyle
- Dining & Food
- Entertainment
- Shopping
- Personal Care
Financial
- Debt Payments
- Subscriptions
- Fees & Charges
- Transfers
Other
- Uncategorized transactions
- One-time purchases
Improving Accuracy
You can help us categorize better by:
- Reviewing suggestions - Confirm or correct our guesses
- Setting merchant rules - "Always categorize Amazon as Shopping"
- Adding notes - Context helps future categorization
- Go to the Spending page
- Click on any transaction
- Select a new category
- Save
Recategorizing Transactions
To change a transaction's category:
Your choice will be remembered for similar future transactions.
Questions?
If transactions are consistently miscategorized, let us know at support@nextmovemoney.com. We're always improving our detection!